Cathi Miller License ID: 0225268893

Broker Associate

20251 Century Blvd Suite 125, Germantown, MD, 20874, USA

Cathi Miller's Profile

Born and raised in Frederick County, Maryland, Cathi Miller brings more than 38 years of combined legal, settlement, and real estate experience to her clients. Her extensive background provides a unique skill set that sets her apart in the industry. Known for her attention to detail, strong negotiation skills, and commitment to client education, Cathi approaches every transaction with integrity, professionalism, and a focus on achieving the best possible outcome for her clients.

Licensed as a real estate broker in Maryland, Pennsylvania, Virginia, West Virginia, and Washington, DC, Cathi markets and sells residential real estate throughout the region. She was honored as the Frederick News-Post Best of the Best Residential Realtor in both 2024 and 2025, a reflection of her client-first approach and consistent commitment to excellence.

Professional Credentials:

Maryland Associate Broker License – Earned August 2021
Virginia Associate Broker License – Earned December 2023
Seniors Real Estate Specialist® (SRES) – Designation awarded January 2024
District of Columbia Broker License – Earned April 2025
Pennsylvania Associate Broker License – Earned November 2025
West Virginia Broker License – Earned July 2026

With broker licenses spanning five jurisdictions and a foundation built on decades of legal and settlement experience, Cathi offers her clients a level of knowledge, guidance, and advocacy that is uncommon in today's real estate industry.

Cathi is proud to be a part of Hagan Realty, led by Principal Broker and owner, Jed Williams. Hagan Realty is a brokerage recognized for its client-first philosophy, collaborative culture, and unwavering commitment to professionalism. Hagan Realty distinguishes itself through exceptional service, innovative marketing, and a genuine dedication to putting people before transactions. Its values of integrity, teamwork, and service align seamlessly with Cathi's own approach to real estate.

"Creating something of value must begin with integrity. The perfect transaction is when sellers are happy to have sold, and buyers are happy to have purchased."

ACTIVE LISTINGS

3 Beds2 Baths1,318 SqFt
1/42 42

Pending

$349,000

10408 BEAR CREEK DR, Hagerstown, MD 21740

MLS# MDWA2037668

Listed by Hagan Realty
3 Beds2 Baths1,155 SqFt
1/40 40

Active

$385,000

13320 CATOCTIN FURNACE RD, Thurmont, MD 21788

MLS# MDFR2083566

Listed by Hagan Realty
3 Beds2 Baths2,336 SqFt
1/48 48

Price Dropped by $5K

$294,500

308 W MAIN ST W, Emmitsburg, MD 21727

MLS# MDFR2080930

Listed by Hagan Realty
3 Beds4 Baths2,744 SqFt
1/45 45

Active

$658,000

826 TRAIL AVE, Frederick, MD 21701

MLS# MDFR2084088

Listed by Hagan Realty
4 Beds6 Baths3,223 SqFt
1/36 36

Price Dropped by $19K

$779,999

127 S MARKET ST, Frederick, MD 21701

MLS# MDFR2078108

Listed by Hagan Realty

Sold Listing

11000 GAMBRILL PARK RD, Frederick, MD 21702

$1,080,000

$1,200,000

10.0%

11000 GAMBRILL PARK RD, Frederick, MD 21702

3 Beds6 Baths4,955 SqFt

MLS# MDFR269856

Listed by J&B Real Estate

$965,000

11247 ORCHARD RD, Waynesboro, PA 17268

5 Beds5 Baths6,545 SqFt

MLS# PAFL179372

Listed by Associates Realty Group

17504 CARLSON FARM CT, Germantown, MD 20874

$870,000

$919,000

5.3%

17504 CARLSON FARM CT, Germantown, MD 20874

5 Beds6 Baths5,051 SqFt

MLS# MDMC673926

Listed by Long & Foster Real Estate, Inc.

$835,030

$813,615

2.6%

9191 HAWTHORN CT, King George, VA 22485

3 Beds4 Baths5,126 SqFt

MLS# VAKG2007248

Listed by JPAR Real Estate Professionals

$820,000

$819,000

0.1%

13336 JIMTOWN RD, Thurmont, MD 21788

4 Beds4 Baths5,008 SqFt

MLS# MDFR2051710

Listed by J&B Real Estate

3198 UNIONTOWN RD, Westminster, MD 21158

$710,000

$695,000

2.2%

3198 UNIONTOWN RD, Westminster, MD 21158

4 Beds5 Baths3,004 SqFt

MLS# MDCR2026090

Listed by Hagan Realty

$650,000

1801 BLACK WALNUT CT, Frederick, MD 21701

4 Beds4 Baths4,077 SqFt

MLS# MDFR2043790

Listed by J&B Real Estate

$625,000

2752 HALE CT, Waldorf, MD 20603

4 Beds4 Baths4,450 SqFt

MLS# MDCH2051752

Listed by Hagan Realty

$620,000

$598,000

3.7%

128 EMMITSBURG RD, Thurmont, MD 21788

5 Beds4 Baths3,720 SqFt

MLS# MDFR2080474

Listed by Hagan Realty

21816 GOSHEN SCHOOL RD, Gaithersburg, MD 20882

$600,000

$549,900

9.1%

21816 GOSHEN SCHOOL RD, Gaithersburg, MD 20882

4 Beds3 Baths3,017 SqFt

MLS# MDMC731606

Listed by City Chic Real Estate

2704 LOCH HAVEN DR, Ijamsville, MD 21754

$575,000

$550,000

4.5%

2704 LOCH HAVEN DR, Ijamsville, MD 21754

6 Beds3 Baths3,979 SqFt

MLS# MDFR2016560

Listed by Samson Properties

$565,000

$560,000

0.9%

6460 MACBETH WAY, Eldersburg, MD 21784

4 Beds4 Baths3,120 SqFt

MLS# MDCR199878

Listed by J&B Real Estate

$555,000

$540,000

2.8%

6466 MACBETH WAY, Eldersburg, MD 21784

4 Beds4 Baths3,838 SqFt

MLS# MDCR196822

Listed by J&B Real Estate

$552,500

$545,000

1.4%

115 PORTS CIR, Walkersville, MD 21793

3 Beds3 Baths2,844 SqFt

MLS# MDFR282062

Listed by J&B Real Estate

2233 KINGS HOUSE RD, Silver Spring, MD 20905

$552,250

$499,900

10.5%

2233 KINGS HOUSE RD, Silver Spring, MD 20905

4 Beds3 Baths2,154 SqFt

MLS# MDMC739136

Listed by J&B Real Estate

$525,000

17774 HARBAUGH VALLEY RD, Sabillasville, MD 21780

2 Beds1 Bath1,836 SqFt

MLS# MDFR284222

Listed by J&B Real Estate

$482,000

1 BARRICK LN, Woodsboro, MD 21798

4 Beds3 Baths2,464 SqFt

MLS# MDFR2073908

Listed by Hagan Realty

$460,000

$440,000

4.5%

900 CAMELLIA CT, Frederick, MD 21701

4 Beds4 Baths2,628 SqFt

MLS# MDFR2030396

Listed by J&B Real Estate

$450,000

$445,000

1.1%

1335 ORCHARD WAY, Frederick, MD 21703

4 Beds3 Baths1,696 SqFt

MLS# MDFR2061308

Listed by Hagan Realty

$435,000

$439,900

1.1%

161 STONERS CIR, Littlestown, PA 17340

2 Beds2 Baths2,076 SqFt

MLS# PAAD2020330

Listed by Northrop Realty

$428,000

$435,000

1.6%

10317 PUTMAN RD, Frederick, MD 21701

3 Beds3 Baths2,132 SqFt

MLS# MDFR2054834

Listed by J&B Real Estate

$427,000

$435,000

1.8%

606 TRAIL AVE, Frederick, MD 21701

3 Beds1 Bath1,200 SqFt

MLS# MDFR2066474

Listed by Hagan Realty

$423,000

$430,000

1.6%

5796 ALFRAN DR, Mount Airy, MD 21771

3 Beds3 Baths1,762 SqFt

MLS# MDFR2017640

Listed by Real Estate Teams, LLC

8231 AND 8229 WATER STREET RD, Walkersville, MD 21793

$406,000

$399,900

1.5%

8231 AND 8229 WATER STREET RD, Walkersville, MD 21793

2 Beds2 Baths2,240 SqFt

MLS# MDFR2042284

Listed by J&B Real Estate

$400,000

$413,000

3.1%

115 EMMITSBURG RD, Thurmont, MD 21788

4 Beds3 Baths1,162 SqFt

MLS# MDFR2064118

Listed by Hagan Realty

$383,500

282 KENWOOD PL, Walkersville, MD 21793

3 Beds2 Baths1,756 SqFt

MLS# MDFR261170

Listed by J&B Real Estate

12833 CLIMBING IVY DR, Germantown, MD 20874

$375,000

$365,000

2.7%

12833 CLIMBING IVY DR, Germantown, MD 20874

3 Beds3 Baths1,514 SqFt

MLS# MDMC2038092

Listed by J&B Real Estate

$375,000

17 N ALTAMONT AVE, Thurmont, MD 21788

4 Beds3 Baths2,060 SqFt

MLS# MDFR2038306

Listed by J&B Real Estate

$370,000

12440 INDIAN SPRINGS RD, Clear Spring, MD 21722

4 Beds3 Baths2,360 SqFt

MLS# MDWA2027616

Listed by The KW Collective

$365,000

$360,000

1.4%

976 JUBAL WAY, Frederick, MD 21701

4 Beds4 Baths1,914 SqFt

MLS# MDFR2007008

Listed by J&B Real Estate

$365,000

$355,000

2.8%

10 EASY ST, Thurmont, MD 21788

3 Beds3 Baths1,830 SqFt

MLS# MDFR2052648

Listed by J&B Real Estate

$360,000

$348,500

3.3%

2 MACINTOSH DR, Thurmont, MD 21788

3 Beds4 Baths1,400 SqFt

MLS# MDFR266918

Listed by J&B Real Estate

$355,000

$374,900

5.3%

6903 COLONIAL AVE, Thurmont, MD 21788

4 Beds2 Baths2,150 SqFt

MLS# MDFR2028090

Listed by J&B Real Estate

$350,000

$359,000

2.5%

45 PARK DR, Emmitsburg, MD 21727

3 Beds2 Baths1,748 SqFt

MLS# MDFR2046256

Listed by J&B Real Estate

$350,000

$365,000

4.1%

201 S 2ND ST, Woodsboro, MD 21798

3 Beds2 Baths1,146 SqFt

MLS# MDFR2072136

Listed by Hagan Realty

$350,000

$345,000

1.4%

307 REDWOOD AVE, Frederick, MD 21701

2 Beds720 SqFt

MLS# MDFR2078138

Listed by Charis Realty Group

$345,000

$340,000

1.5%

8 ZANELLA DR, Emmitsburg, MD 21727

3 Beds3 Baths4,064 SqFt

MLS# MDFR2035100

Listed by J&B Real Estate

$340,000

115 VALLEYVIEW DR, Littlestown, PA 17340

4 Beds4 Baths2,790 SqFt

MLS# PAAD111386

Listed by Keller Williams Keystone Realty

$340,000

6259 YEAGERTOWN RD, New Market, MD 21774

3 Beds1 Bath840 SqFt

MLS# MDFR2045068

Listed by J&B Real Estate

$340,000

$303,000

12.2%

1623 COLONIAL WAY, Frederick, MD 21702

4 Beds4 Baths1,620 SqFt

MLS# MDFR2059882

Listed by Hagan Realty

$340,000

14 CAROL TRL, Fairfield, PA 17320

3 Beds2 Baths1,400 SqFt

MLS# PAAD2018672

Listed by Keller Williams Keystone Realty

$339,900

3728 PETERSVILLE RD, Knoxville, MD 21758

3 Beds2 Baths1,440 SqFt

MLS# MDFR263756

Listed by Fairfax Realty Elite

$339,900

13527 SOVEREIGN TER, Hagerstown, MD 21742

4 Beds4 Baths3,359 SqFt

MLS# MDWA172824

Listed by RE/MAX Achievers

$339,900

4 SNOW TRL, Fairfield, PA 17320

3 Beds2 Baths2,415 SqFt

MLS# PAAD2013180

Listed by Trish Rowe Realty, LLC

$330,000

$325,000

1.5%

14138 SHELBY CIR, Hagerstown, MD 21740

4 Beds3 Baths1,680 SqFt

MLS# MDWA2028220

Listed by Hagan Realty

$325,000

$350,000

7.1%

826 TRAIL AVE, Frederick, MD 21701

3 Beds2 Baths1,644 SqFt

MLS# MDFR2072352

Listed by Compass

$315,000

43 IVY LN, Gettysburg, PA 17325

2 Beds2 Baths1,696 SqFt

MLS# PAAD2017788

Listed by Hagan Realty

$309,900

7 ORE MILL PL, Thurmont, MD 21788

3 Beds3 Baths1,564 SqFt

MLS# MDFR273552

Listed by J&B Real Estate

$307,500

$310,000

0.8%

44 BLUE RIDGE AVE, Thurmont, MD 21788

4 Beds2 Baths2,212 SqFt

MLS# MDFR2009030

Listed by J&B Real Estate

$300,000

$299,500

0.2%

18214 METZ DR, Germantown, MD 20874

3 Beds4 Baths1,188 SqFt

MLS# MDMC700100

Listed by J&B Real Estate

$300,000

$289,900

3.5%

8 ORE MILL PL, Thurmont, MD 21788

4 Beds2 Baths1,398 SqFt

MLS# MDFR275722

Listed by J&B Real Estate

$300,000

$299,999

851 WATERFORD DR, Frederick, MD 21702

3 Beds3 Baths1,572 SqFt

MLS# MDFR2015954

Listed by Samson Properties

$290,000

5 WAYCROSS CT, Emmitsburg, MD 21727

3 Beds2 Baths1,818 SqFt

MLS# MDFR2019772

Listed by J&B Real Estate

11526 SUMMER OAK DR, Germantown, MD 20874

$290,000

$287,500

0.9%

11526 SUMMER OAK DR, Germantown, MD 20874

3 Beds3 Baths1,092 SqFt

MLS# MDMC654636

Listed by Long & Foster Real Estate, Inc.

$288,000

$299,900

4.0%

17507 GAY ST, Hagerstown, MD 21740

4 Beds1 Bath1,959 SqFt

MLS# MDWA2034684

Listed by RE/MAX Results

$284,900

19 W 5TH ST, Frederick, MD 21701

3 Beds1 Bath1,344 SqFt

MLS# MDFR250854

Listed by Welcome Home Realty Group

$283,500

$299,900

5.5%

95 BYRON DR, Smithsburg, MD 21783

4 Beds3 Baths1,872 SqFt

MLS# MDWA2003060

Listed by Shank & Associates Realty Llc

$275,000

8812 RUSTBURG CIR, Montgomery Village, MD 20886

3 Beds3 Baths1,115 SqFt

MLS# MDMC704916

Listed by Redfin Corp

$271,000

$250,000

8.4%

125 CODY DR #12, Thurmont, MD 21788

2 Beds2 Baths1,355 SqFt

MLS# MDFR2037786

Listed by J&B Real Estate

$270,000

10709 OLD FREDERICK RD, Thurmont, MD 21788

3 Beds3 Baths2,016 SqFt

MLS# MDFR261180

Listed by J&B Real Estate

$270,000

$279,900

3.5%

907 QUAIL RUN DR, Waynesboro, PA 17268

2 Beds2 Baths1,500 SqFt

MLS# PAFL2031980

Listed by RE/MAX Results

$269,500

$267,000

0.9%

861 WATERFORD DR, Frederick, MD 21702

2 Beds2 Baths1,309 SqFt

MLS# MDFR2011484

Listed by J&B Real Estate

$265,000

11948 OAKTON DRIVE, Waynesboro, PA 17268

2 Beds2 Baths1,226 SqFt

MLS# PAFL2026888

Listed by Hagan Realty

$260,000

$275,000

5.5%

343 E MAIN ST, Emmitsburg, MD 21727

5 Beds2 Baths1,851 SqFt

MLS# MDFR2004660

Listed by J&B Real Estate

$250,000

18952 PLANTERS LN, Keedysville, MD 21756

4 Beds2 Baths2,128 SqFt

MLS# 1001203888

Listed by Exit Success Realty

$249,500

203 OLD OAK PL, Thurmont, MD 21788

3 Beds2 Baths1,320 SqFt

MLS# MDFR2031996

Listed by J&B Real Estate

24 PROVINCIAL PKWY, Emmitsburg, MD 21727

$245,500

$249,500

1.6%

24 PROVINCIAL PKWY, Emmitsburg, MD 21727

2 Beds2 Baths1,152 SqFt

MLS# MDFR2049428

Listed by J&B Real Estate

$245,000

$249,900

2.0%

114 EASY ST, Thurmont, MD 21788

3 Beds4 Baths2,117 SqFt

MLS# MDFR270038

Listed by Long & Foster Real Estate, Inc.

$244,900

206 RUTH AVE, Hanover, PA 17331

3 Beds2 Baths1,702 SqFt

MLS# PAYK2088216

Listed by RE/MAX Quality Service, Inc.

$240,000

71 CATOCTIN HIGHLANDS CIR, Thurmont, MD 21788

3 Beds3 Baths1,720 SqFt

MLS# MDFR100203

Listed by J&B Real Estate

$240,000

506 DARBY DR, Taneytown, MD 21787

3 Beds2 Baths1,776 SqFt

MLS# MDCR197224

Listed by J&B Real Estate

$240,000

2502 DRIFTWOOD CT #3A, Frederick, MD 21702

2 Beds2 Baths

MLS# MDFR2017312

Listed by Charis Realty Group

$240,000

$255,900

6.2%

516 POTOMAC ST N, Waynesboro, PA 17268

3 Beds3 Baths1,520 SqFt

MLS# PAFL2028534

Listed by Hagan Realty

$239,900

14138 SHELBY CIR, Hagerstown, MD 21740

4 Beds3 Baths1,680 SqFt

MLS# MDWA176428

Listed by Long River Realty LLC

$234,900

2206 WASHINGTON AVE #202, Silver Spring, MD 20910

1 Bed1 Bath688 SqFt

MLS# MDMC726886

Listed by Compass

$234,900

10 EASY ST, Thurmont, MD 21788

3 Beds3 Baths1,830 SqFt

MLS# MDFR190708

Listed by J&B Real Estate

$230,000

400 CHAPEL CT #104, Walkersville, MD 21793

2 Beds2 Baths961 SqFt

MLS# MDFR2060292

Listed by Hagan Realty

$225,000

$240,000

6.3%

6094 QUARTZ CIR, Frederick, MD 21702

3 Beds1 Bath957 SqFt

MLS# MDFR2036006

Listed by J&B Real Estate

$225,000

18331 COLLEGE RD, Hagerstown, MD 21740

2 Beds1 Bath912 SqFt

MLS# MDWA2016792

Listed by J&B Real Estate

$220,700

$209,900

5.1%

10 BLUE RIDGE AVE, Thurmont, MD 21788

3 Beds2 Baths1,284 SqFt

MLS# MDFR2001234

Listed by J&B Real Estate

$220,000

3714 GRAVE RUN RD, Hampstead, MD 21074

2 Beds1 Bath1,248 SqFt

MLS# MDCR200842

Listed by Northrop Realty

8204 BLUE HERON DR #2D, Frederick, MD 21701

$220,000

$225,000

2.2%

8204 BLUE HERON DR #2D, Frederick, MD 21701

2 Beds2 Baths

MLS# MDFR2007208

Listed by Milestone Realty Services, LLC.

$209,900

13 BUFFALO TRL, Fairfield, PA 17320

4 Beds2 Baths1,800 SqFt

MLS# PAAD111416

Listed by Trish Rowe Realty, LLC

10607 BUSHWILLOW WAY, Hagerstown, MD 21740

$205,000

$215,000

4.7%

10607 BUSHWILLOW WAY, Hagerstown, MD 21740

3 Beds1 Bath1,080 SqFt

MLS# MDWA174490

Listed by J&B Real Estate

$191,000

$156,000

22.4%

1109 SNOWDEN PL, Laurel, MD 20707

4 Beds2 Baths1,284 SqFt

MLS# MDPG191206

Listed by Long & Foster Real Estate, Inc.

$189,900

11948 OAKTON DR, Waynesboro, PA 17268

2 Beds2 Baths0.29 Acres Lot

MLS# PAFL178430

Listed by Exit Preferred Realty

$187,000

$188,000

0.5%

15 HUFF RD, Hanover, PA 17331

3 Beds3 Baths1,520 SqFt

MLS# 1002047398

Listed by Berkshire Hathaway HomeServices Homesale Realty

$169,000

102 E NORTH AVE, Hagerstown, MD 21740

3 Beds1 Bath1,716 SqFt

MLS# MDWA2028692

Listed by Hagan Realty

$165,000

8206 BLUE HERON DR #2C, Frederick, MD 21701

2 Beds2 Baths1,056 SqFt

MLS# MDFR250152

Listed by Long & Foster Real Estate, Inc.

9110 MYERSVILLE RD, Myersville, MD 21773

$157,500

$169,900

7.3%

9110 MYERSVILLE RD, Myersville, MD 21773

8.08 Acres

MLS# MDFR276122

Listed by J&B Real Estate

$157,500

12 E NINTH ST, Waynesboro, PA 17268

3 Beds3 Baths1,750 SqFt

MLS# PAFL172798

Listed by RE/MAX Results

$157,000

$155,000

1.3%

111 GREEN ST, Waynesboro, PA 17268

3 Beds3 Baths2,614 Sqft Lot

MLS# PAFL179154

Listed by J&B Real Estate

$150,000

551 DAISY DR, Taneytown, MD 21787

3 Beds2 Baths1,152 SqFt

MLS# MDCR200384

Listed by Long & Foster Real Estate, Inc.

$108,000

$112,900

4.3%

358 PEGRAM ST, Gettysburg, PA 17325

3 Beds2 Baths1,304 SqFt

MLS# PAAD2019966

Listed by Coldwell Banker Realty

$90,000

BRICE RD, Thurmont, MD 21788

1.25 Acres

MLS# MDFR2036004

Listed by J&B Real Estate

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"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(866) 424-2601

info@haganrealty.com

20251 Century Blvd Suite 125, Germantown, MD 20874

Cathi Miller License ID: 0225268893

Cathi Miller's Profile

ACTIVE LISTINGS

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